Saturday, August 22, 2026

Building Wealth - Stock Market versus the Housing Market

For Gen Z, Building Wealth Is in the Stock Market, Not the Housing Market
https://www.nytimes.com/2026/08/22/business/gen-z-houses-investing.html
When it comes to building wealth, Gen Z is more focused on investment apps and their retirement accounts than they are in building equity in a home.


Houses Are No Longer the Best Place for Your Money
https://www.fa-mag.com/news/houses-are-no-longer-the-best-place-for-your-money-87759.html
The median house price in Nantucket, Massachusetts, is nearly $4 million. It was just $500,000 in 1995. This sounds like a stunning increase in one of the hottest and least accessible real estate markets in the country. What’s even more stunning is the stock market: If you invested $500,000 in the S&P 500 Index in 1995, you’d have more than $8.2 million today, even more if you reinvested the dividends you earned.
Stocks have clearly been the superior investment, even as housing has moved out of reach for too many Americans. It’s no surprise then that young people are saying they would rather put their money in equities than make a down payment like people their age have done for generations.


Is Buying a Home Still the Way to Wealth? Some Young Americans Aren't Sure
https://www.fa-mag.com/news/is-buying-a-home-still-the-way-to-wealth--some-young-americans-aren-t-sure-87707.html
The fast-rising costs of owning a home have some young Americans questioning whether buying a house is still a good investment.

Priced-out young buyers are looking abroad for their first homes