If spending $5 a day on fancy coffee puts
your retirement at risk, you’ve got big problems by Barry Ritholtz
https://www.bloomberg.com/opinion/articles/2019-04-03/buying-a-latte-every-day-won-t-ruin-your-retirement
https://www.bloomberg.com/opinion/articles/2019-04-03/buying-a-latte-every-day-won-t-ruin-your-retirement